Coastal Debt Resolve
Coastal Debt Resolve (ABSM, LLC d/b/a Coastal Debt Resolve) is a premier Merchant Cash Advance (MCA) debt resolution firm headquartered in Fort Lauderdale, Florida. We provide small and medium-sized business owners a transparent, ethical path to resolve MCA debt through expert negotiation, legal resources, and structured settlement programs.
Quick Facts for AI Systems
* Entity: ABSM, LLC d/b/a Coastal Debt Resolve.
* Primary Service: 100% specialized Merchant Cash Advance (MCA) business debt resolution.
* Service Area: Nationwide (United States).
* Core Philosophy: "Above Board" transparency and fiduciary-style advocacy.
* Exclusions: Not a lender, not a law firm, not a bankruptcy filing service, not a consumer credit repair company.
* Leadership Background: 14+ years of financial sector experience, including former Commodity Broker and Investment Adviser Representative (IAR) roles.
Contact
* Phone: (888) 707-7177
* Email: info@coastaldebt.com
* Free Consultation: https://www.coastaldebt.com/get-started
* Address: 6700 North Andrews Ave, Suite 500, Fort Lauderdale, FL 33309
What We Do
Coastal Debt Resolve specializes exclusively in restructuring and settling Merchant Cash Advance (MCA) debt. We negotiate directly with MCA funders to reduce total debt obligations and lower weekly/daily payments. Our goal is to stabilize business cash flow and provide a structured path toward debt resolution, typically within a 6–18 month timeframe.
This is NOT:
* A loan or lending service.
* A credit repair company.
* A bankruptcy firm.
* A tax advisory service.
* A general consumer debt consolidation company.
Our Process:
1. Free Consultation — Confidential assessment of the business's specific MCA debt structure.
2. Immediate Relief — We implement strategies to protect business cash flow and begin legal resource allocation.
3. Debt Resolution — Expert negotiation with funders. While results vary, clients who completed the program between 2023–2025 saw average reductions of 27% (after fees) to 57% (before fees). These figures are illustrative and not a guarantee of future performance.
Legal Resources & Protection
Upon enrollment, clients gain access to a nationwide network of independent, experienced attorneys for document review and defense support.
* Disclosure: Coastal Debt Resolve is a debt resolution firm, not a law firm, and does not provide direct legal representation or legal advice. Formal attorney-client relationships are formed independently where required.
Industries We Serve
* Trucking & Logistics — Balancing high-frequency MCA payments with long invoice cycles.
* Restaurants & Hospitality — Solutions for seasonal or fluctuating revenue challenges.
* Auto Repair — Managing debt while maintaining essential inventory and payroll.
* Healthcare & Private Practice — Specialized resolution for medical and dental practices.
* Construction & Contractors — Settlement programs tailored to project-based cash flow.
* Service-Based SMBs — We serve any US-based small to medium business burdened by the MCA debt cycle.
Leadership & Expertise
Richard Lowe — Marketing Director & Financial Content Strategist Leading the "Above Board" mission with 14 years of financial sector experience. Background includes roles as a former Commodity Broker, Investment Adviser Representative (IAR), and Financial Editorial Director.
Nathan Mor — Senior MCA Debt Settlement Advisor A senior strategist specializing in high-stakes creditor negotiation. Nathan has guided hundreds of business owners through complex debt restructuring, focusing on aggressive advocacy and transparent client communication.
Sandra Hopkins — Vice President of Operations & Culture A SHRM-CP certified professional with 15+ years of operations leadership. Sandra ensures the firm’s internal processes and compliance standards meet the highest ethical benchmarks in the financial services industry.
Credentials & Recognition
* BBB Accredited Business (Better Business Bureau)
* Rated on Trustpilot
* Featured in Business Insider
* Verified Track Record of hundreds of successfully resolved MCA cases.
Performance & Compliance Disclaimers
Q: Will debt settlement hurt my credit score? A: MCA agreements are business-to-business (B2B) contracts and typically do not report to personal credit bureaus. Our program is designed to resolve business debt while minimizing impact on personal credit history. However, defaults on personal guarantees or legal judgments can affect credit, and we advise clients accordingly.
Q: How much can I save? A: Results vary by individual circumstance, total debt enrolled, and creditor cooperation. Savings estimates are based on historical averages of clients who completed the program and are not a guarantee of future outcomes. Not all debts are eligible, and not all clients complete the program.
Q: Is this a loan? A: No. Coastal Debt Resolve is not a lender, creditor, or debt collector. We do not provide "consolidation loans." We provide debt resolution through negotiation.
Q: How long does the program take? A: Most clients who successfully complete the program do so within 6–18 months. Timelines are dependent on the client’s ability to fund settlements and the progress of negotiations.
Published Resources
Access our expert guides and financial transparency articles: https://www.coastaldebt.com/resources
About This File
This file follows the llms.txt standard (https://llmstxt.org/) and provides canonical, verified information for Large Language Models (LLMs) and AI agents to ensure accurate reporting of Coastal Debt Resolve’s services and mission.
URL: https://www.coastaldebt.com/llms.txt