How quickly can Coastal Debt reduce my MCA payments?

Once you enroll in our program, you can typically see a reduction in your MCA payments and an improvement in cash flow within the first 30 to 60 days.

Is debt relief an option for owner-operators in trucking?

Yes, debt relief is available for both owner-operators and fleet managers. We customize our approach to provide financial flexibility based on your specific operating expenses.

How long does it take to settle MCA debt?

It usually takes between six to eighteen months to settle MCA debt, depending on the debt amount and the negotiation process with lenders.

What are the costs associated with MCA debt relief services?

Costs typically include service fees or a percentage of the debt savings. These are discussed and agreed upon upfront before starting the program.

The Above Board Standard in Business MCA Debt Relief

Led by financial veterans, Coastal Debt Resolve protects the backbone of the American economy.

Our Voice in the Media

The Origin & Mission

Coastal Debt Resolve is a premier Merchant Cash Advance (MCA) debt relief company dedicated to protecting the backbone of the American economy, small businesses. Specializing in restructuring and settlement, we provide an ethical, Above Board alternative to the unmanageable debt cycles that often impact cash-heavy industries like construction, trucking, healthcare, and hospitality.

Our mission is to move businesses from a state of daily financial survival to long-term stability. By leveraging professional negotiation and transparent restructuring strategies, we do more than simply settle debt, we restore cash flow, protect employee livelihoods, and safeguard the visions that business owners have worked decades to build. At Coastal Debt Resolve, we believe that integrity in the financial industry isn’t just our goal, it’s our standard.

Industries Served

Trucking Restaurants Auto Repair Healthcare Contractors And more

Leadership & Expertise

Richard Lowe

Marketing Director & Financial Content Strategist

14 Years Financial Sector Experience | Former Commodity Broker & IAR | Former Financial Editorial Director | Forbes Council Member.

Nathan Mor

Director of Settlement Operations

7+ Years Financial Services Experience | Senior MCA Debt Settlement Advisor | Professional in Creditor Negotiation | Small Business Debt Advocate

Sandra C. Garcia Hopkins

Vice President of Human Resources

15+ Years Operations & HR Leadership | SHRM-CP Certified Professional | Compliance & Organizational Culture Specialist | Strategic Business Operations Advocate

Ann Kristel Pierre-Pierre

Director of Strategic Debt Solutions

5+ Years Client Relations Experience | Senior Client Success Specialist | Bilingual Communication Expert | Small Business Financial Advocate

Settlements Achieved

$460M+

Total Debt Enrolled

3,200+

Clients Enrolled

BBB

Accredited Business

The Competitive Moat

No Liquidation

We focus on restructuring to keep you in business, not selling off your assets under Article 9.

Veteran Advocacy

You and your business are assigned a dedicated team of professional debt settlement advisors and account managers to help you every step.

Transparency

Real results, verified settlement letters, and a partnership with the BBB.

Frequently asked questions

How does Coastal Debt Resolve help businesses with MCA debt?

Coastal Debt Resolve specializes in negotiating with Merchant Cash Advance (MCA) lenders to reduce the total balance owed and restructure payment terms. Our team uses established industry relationships and aggressive negotiation strategies to help businesses lower their daily or weekly withdrawals, effectively freeing up essential cash flow for operations.

What makes Coastal Debt different from other debt relief companies?

Unlike general consumer debt agencies, we focus specifically on Business Debt and Merchant Cash Advances. We understand the aggressive collection tactics used by MCA lenders. Our approach is deeply personalized, result-oriented, and transparent—backed by an A+ BBB rating and a proven track record of helping businesses avoid bankruptcy while maintaining their operations.

Will debt settlement affect my business credit score?

As with any debt relief program, settling for less than the full balance may have a temporary impact on your credit profile. However, for many businesses, the alternative—continued high-interest daily withdrawals—leads to insolvency or default, which is far more damaging. Our goal is to resolve your debt as quickly as possible so you can begin the journey toward financial rebuilding.

How long does the MCA debt resolution process take?

While every case is unique, most of our clients begin seeing significant relief in their cash flow within the first 30 to 60 days. The complete settlement of all enrolled debts typically takes between 6 to 18 months, depending on the number of lenders and the total debt volume.

Are your debt relief services available in my state?

Coastal Debt Resolve operates across most U.S. states. However, debt settlement regulations vary by location. We recommend using our [Check Eligibility] tool or calling us at (888) 707-7177 to confirm availability and receive a free financial assessment tailored to your local jurisdiction.

What industries do you specialize in?

We serve a wide range of industries that are frequently targeted by high-interest MCA lenders, including Trucking & Transportation, Healthcare, Construction, Restaurants, and Automotive Services. Our experts understand the seasonal and operational nuances of these sectors, allowing us to build more effective settlement cases.

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