Coastal Debt

Leaders in MCA
Debt Resolution

Coastal Debt

Leaders in MCA Debt Resolution

Coastal Debt's Mission

The Way Out of MCA Debt

We are leaders in MCA Debt Settlement, dedicated to helping businesses overcome financial challenges and regain stability. With a strong focus on providing personalized debt relief solutions, we have earned a reputation for excellence and trustworthiness in the financial services industry. At Coastal Debt Resolve, we specialize in empowering businesses to navigate financial obstacles through MCA (Merchant Cash Advance) debt settlement and comprehensive debt relief strategies. Our mission is to enable companies to regain control of their financial future by offering customized solutions that reduce debt, alleviate financial stress, and pave the way for long-term success.
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"A strong quote from a c-level function. features and answers potential customer doubts about your product or service. Showcase testimonials from a similar demographic to your customers."
Allison biscardi
COO, Coastal Debt
What we stand for

Coastal Debt's Core Values

Client-Centric

Being overwhelmed by debt is painful. We get that. So, we listen, understand, and act upon your unique needs to ensure a personalized and compassionate service.

Transparency

We provide clarity, transparency and honesty in all our interactions, helping you navigate your financial journey with trust and confidence.

Results-Oriented

Your success is our success. We measure our success not just by how good a settlement we got for you, but also by how good and secure you felt.

Integrity

We adhere to the highest ethical standards, ensuring fairness and respect in all our practices.

Innovation

We continuously seek and apply the most advanced and effective debt relief strategies to ensure optimal outcomes for our clients.

Commitment

We are dedicated to your financial well-being, working tirelessly to secure your financial freedom.

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How We Do It

At Coastal Debt Resolve, we help businesses become debt free from MCA debt through a proven process built on experience, relationships, and genuine care. With many years of expertise, we know what it takes to navigate the complexities of MCA debt and achieve the best possible outcomes. Our long-standing relationships with lenders give us an edge in negotiating reduced payment terms, lower balances, or more manageable repayment structures.

We begin with a comprehensive assessment of your financial situation to fully understand your unique challenges. From there, we craft tailored strategies designed to meet your specific needs, always prioritizing transparency and keeping you informed every step of the way. Above all, we genuinely care about our clients and their success. By combining expertise, connections, and compassion, we create a clear path to financial freedom, empowering your business to move forward with confidence.

Your Trusted Partner

Coastal Debt Resolve is your trusted partner in achieving financial stability. With many years of experience, we specialize in resolving merchant cash advance (MCA) debt and delivering tailored debt relief solutions designed to meet your unique business needs.


Our personalized approach ensures effective strategies that reduce financial burdens, allowing your business to focus on growth. Committed to transparency, trust, and measurable results, we deliver outcomes that foster long-term stability. When you choose Coastal Debt Resolve, you’re choosing a partner dedicated to your success.

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The Team Behind Your Success

At Coastal Debt Resolve, our team is the driving force behind our success. We bring together talented, passionate professionals who are united by a shared mission: to support and save small businesses, empowering them to thrive.

Our collaborative and client-focused environment fosters trust, innovation, and excellence, enabling us to consistently deliver outstanding results. With a team deeply committed to making a difference, you can trust that your business is in  caring hands when you partner with us.

If you think you have what it takes to join our top performing team and you are passionate about helping small business owners get out of MCA debt for good, check out our career page

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Client Voices
Client Voices
My experience with coastal debt has been great! My rep Julio has been there every step of the way helping me get through the program. Great company!
Danny Francis
Aug 25, 2025
Working with Alecha at Coastal Debt Resolve was an absolute relief. She walked me through every step of the process with patience, honesty, and professionalism. What felt overwhelming before became manageable thanks to her clear communication and steady support. She helped me settle a difficult debt situation with far less stress than I expected, and I’m incredibly grateful. If you’re feeling buried and unsure where to turn, talk to Alecha. She genuinely cares and knows how to get results.
Heather Heltzinger
Jul 28, 2025
Going through this process can be very uneasy at first, especially with all the different companies telling you they can help you in so many ways. Zack and Natasha were the first people to truly explain everything to me in detail and put me at ease. Natasha checks in on me constantly to make sure I’m ok and is quick to get the answers I am looking for and puts my mind at ease throughout the entire process. I am very grateful to have them on my side and know I can call anytime I need!
Tyler Geoffroy
Jul 2, 2025
Simone did an outstanding job with our company. She was always true to her word and represented Coastal Debt Resolve IN THE MOST PROFESSIONAL MANOR ..... I hope she has continued success in the future assisting other people who get caught in a sticky situation. All the Employees were very professional and kind I would not hesitate to recommend this company to ANYBODY!!!
Arnie Creinin
July 2025
I was a bit reluctant to move forward with this until I spoke with Zachary and Natasha. They helped put my mind at ease and have been VERY good at keeping me up to date of the situation and how the process works!!
AAMCO AUBURN
July 2025
I worked with Shanae Roberts. Their team was very responsive and explained the process clearly."She was helpful customer service, clear communication, effective results, empathetic towards the situation.
KMJ Trucking, LLC
July 2025
I cannot thank Carlos enough for his guidance through this process. He has been amazing in every way. Every question I have…..he is more than willing to answer. He has made me feel comfortable throughout the entirety of this process so far, and has taken a great amount of stress off of my mind. Carlos has been dependable, available, and thorough in every sense. I am impressed with his desire to help me, and I am happy to have him on my side. Five stars all the way so far. Thanks Carlos
Edward Sweeney
August 2025

Frequently asked questions

How quickly can Coastal Debt reduce my MCA payments and free up cash flow?

Our debt relief process is designed for efficiency. Once you enroll in our program, you can typically see a reduction in your MCA payments and an improvement in cash flow within the first 30 to 60 days.

Is debt relief an option if I operate as an owner-operator vs. managing a fleet?

Yes, debt relief is available for both owner-operators and fleet managers. Whether you’re an independent trucker or you run a fleet, we customize our approach to fit your business structure. We understand that owner-operators face unique challenges compared to larger fleets, so our solutions are tailored to provide the financial flexibility you need based on your specific operating expenses and debt load.

What are the costs associated with MCA debt relief services?

Costs can vary, typically including service fees or a percentage of the debt savings, but they should be discussed and agreed upon with the service provider upfront.

How long does it take to settle MCA debt?

It usually takes between six to eighteen months to settle MCA debt, depending on the debt amount and the negotiation process.