MCA Debt Relief & Restructuring for Business Owners
Daily payments draining your business? You’re not alone. There’s a proven way out. Coastal Debt Resolve helps small business owners restructure MCA debt, break the repayment cycle, and restore financial stability.
Talk to a Debt Settlement Advisor
The Real problem isn’t you - It’s the Daily Repayment Trap
Merchant Cash Advances are built to collect fast, not to help you grow. Daily or weekly withdrawals choke your cash flow, leaving you scrambling to cover payroll, rent, or taxes.
You’re not failing—you’re trapped in a system designed to keep you in debt.
What MCA Debt Relief Can Do for You
Lower daily or weekly payments
Buy critical time to stabilize your business
Stop the cycle of MCA stacking
Reduce stress and regain clarity
Restore your cash flow and working capital
Proven Results for Real Business Owners
“$185K in MCA debt negotiated down by 60% — we cut daily payments from $800 to $220.”
“They helped us get one payment we could afford instead of four withdrawals per day.”
How Our MCA Debt Relief Process Works
01
We conduct a free consultation to review your MCA agreements and cash flow
02
A custom restructuring strategy and payment plan is devised based on your situation
03
We coordinate with lenders to negotiate terms and stop aggressive collections
04
We secure a new structure with one manageable payment
05
You keep operating while we handle the hard part
Why Coastal Debt Resolve Isn’t Like Other Debt Settlement Companies
Transparent Process:
We tell you what’s real — and what’s not.
No False Promises
We fight for results, no false promises.
Small Business Focus:
Our expertise is in SMB debt resolution, where the stakes - and solutions - are different from consumer cases.
Experienced and empathetic customer support team.
No outsourcing. Our in-house team stays with you from day one to program completion.
Here’s when to Reach Out
You’ve taken out multiple MCAs
You’re using new advances to pay off old ones
You’re behind on rent, payroll, or taxes
You’ve tried to restructure and hit a wall
“$185K in MCA debt negotiated down by 60% — we cut daily payments from $800 to $220.”
“They helped us get one payment we could afford instead of four withdrawals per day.”
Let’s Clear Up What You Might Be Worried About
Not necessarily. In many cases, business owners are already seeing their credit strained by MCA repayments or defaults before they come to us. Our program is designed to help you regain financial control without making your situation worse. While business credit may be impacted during the resolution process, the long-term benefit is avoiding judgments, liens, or lawsuits that could do far more damage.
We don’t report anything to credit bureaus, and since MCA lenders often don’t report to them either, your personal credit may remain unaffected. However, if legal action or collections have already begun, those can impact your credit profile. That’s why early intervention matters. The goal isn’t just to settle MCA debt—it’s to stabilize your business so you can rebuild smarter and stronger.
It depends on your unique situation, but some clients start seeing progress within days, especially if their lenders are responsive and negotiations move quickly. That said, true debt resolution is not always instant. While we act fast, timelines can vary based on factors like how many lenders you have, how aggressive they are, and how far along your accounts are.
Most clients begin to feel relief early in the process as we step in to handle creditor communications and stop the daily stress. Actual settlements can often be reached within the first few months, with deeper savings and full resolution typically achieved over a 6–18 month timeline.
The sooner we start, the more options and leverage we have on your behalf.
We’ll review your agreements and determine the safest next step.
We believe in full transparency. Every fee is explained upfront. When you enroll in our program, you’re assigned a Senior Settlement Advisor and a dedicated Customer Care Representative. They’ll walk you through the entire cost structure, answer your questions, and make sure you always know what to expect at every stage.
Our fees are performance-based and tied to the amount of debt we settle. This means we only succeed when you do. You’ll also get a detailed breakdown of all fees before you commit, so you can make an informed decision with confidence.
Let’s Look at Your MCA Options
One short call could reveal your best path forward. No pressure. Just solutions.