Construction MCA Debt Relief Success Story

Item: Coastal Debt Resolve
Rating: 5
Author: XLT Construction Inc.

“We researched Coastal Debt Resolve and found they have a very good reputation online. They explained the program very well. I think it’s a great company.”

Leonel LeBaron

Results Snapshot

Debt Reduction Achieved:

38.2%

$2,933.62/Week

Previous MCA Payments

$1,158.71/Week

New Restructured MCA Payments

$1,774.91

Weekly Savings

$68,433.14

Total Original Debt

$42,300.00

Settlement Amount

$26,133.14

Saved

7 Months

Time In Program:

“Clients can take 2 to 3 months to pay. So, we needed money to keep payroll, and materials, and to finish the job. So, I said it’s time to ask for help.”

Leonel LeBaron

How

XLT Construction Inc.

Succeeded

The Chellenge

Mounting interest and constant disruptions to cash flow from relentless payment withdrawals soon made XLT Construction Inc.’s Merchant Cash Advance debt unmanageable. What began as a short-term solution for liquidity turned into a cycle of financial strain that threatened the stability of the business.

Meet the team

Debt Reduction Achieved:

38.2%

Craig Cohen

Settlement Advisor

Spotlight

A true industry veteran, Craig Cohen brings 36 years of experience to every case. Having guided thousands of clients through complex financial challenges, he is dedicated to protecting small business owners and preserving their pursuit of the American Dream.

“Our clients don’t have business problems, just a debt problem. They’re the backbone of America.” ~ Craig Cohen

Account Manager

Spotlight

Angie Kelly understands exactly what resolving financial distress requires. It’s more than just strategy, it requires genuine support. With years of experience guiding small business owners through MCA debt, she approaches every case with empathy, ensuring clients feel heard, respected, and supported throughout the entire process.

“I love the direct impact I have on these small business owners. I help protect what they’ve built, and want them to know they are in a safe place here at Coastal Debt Resolve.” ~ Angie Kelly

Angie Kelly

Proof

Settlement Documents

38.2%

Savings

Debt:

$68,433.14

Paid

$42,300.00

View Settlement Document

Start resolving your MCA debt today with your own dedicated team!

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Frequently asked questions

How quickly can Coastal Debt reduce my MCA payments and free up cash flow?

Our debt relief process is designed for efficiency. Once you enroll in our program, you can typically see a reduction in your MCA payments and an improvement in cash flow within the first 30 to 60 days.

Is debt relief an option if I operate as an owner-operator vs. managing a fleet?

Yes, debt relief is available for both owner-operators and fleet managers. Whether you’re an independent trucker or you run a fleet, we customize our approach to fit your business structure. We understand that owner-operators face unique challenges compared to larger fleets, so our solutions are tailored to provide the financial flexibility you need based on your specific operating expenses and debt load.

What are the costs associated with MCA debt relief services?

Costs can vary, typically including service fees or a percentage of the debt savings, but they should be discussed and agreed upon with the service provider upfront.

How long does it take to settle MCA debt?

It usually takes between six to eighteen months to settle MCA debt, depending on the debt amount and the negotiation process.