Real Estate Flipper MCA Debt Relief Success Story

“I had a friend recommend Coastal Debt Resolve, and we called them. It was the best thing I’ve ever done.”
~ Jackie McNeill

Results Snapshot

Debt Reduction Achieved:
26.4%

$18,228.02

/Week

Previous MCA Payments

$4,955.80

/Week

New Restructured MCA Payments

$13,272.22/weekly

Weekly Savings
$512,320.47
Total Original Debt
$376,778.22
Settlement Amount
$135,542.25
Saved
22+ Months
Time In Program:

Information About the Results Snapshot

The figures shown reflect the individual client experience described on this page and are based on client-reported information, applicable program records, and the settlement terms included in the calculation.

 

For purposes of the Results Snapshot:

 

  • “Previous MCA Payments” means the client-reported aggregate weekly MCA payments or withdrawals before enrollment.
  • “New Restructured MCA Payments” means the client’s scheduled weekly contribution to the Coastal Debt Resolve program. It is not necessarily a payment made directly to creditors and may include Coastal Debt Resolve fees, authorized third-party fees, and funds intended for settlements.
  • “Weekly Savings” means the difference in scheduled weekly cash outflow between the client-reported prior MCA payments and the weekly program contribution. It does not represent net economic savings.
  • “Total Original Debt” means the asserted balance or balances included in the settlement calculation and may exclude other enrolled, withdrawn, excluded, or unresolved obligations.
  • “Settlement Amount” means the amount or amounts paid or payable under the negotiated settlement arrangements included in the calculation.
  • “Saved” means the gross difference between the asserted balances and negotiated settlement amounts. It does not represent net savings after Coastal Debt Resolve fees, authorized third-party fees, taxes, or other costs. If payments remain ongoing, the reduction is contingent upon timely completion of the applicable settlement terms.
  • “Time in Program” means the period from enrollment through the date of the Results Snapshot and does not necessarily mean that the program or every enrolled obligation has been completed.

 

This testimonial reflects an individual business experience. Results vary based on individual circumstances and creditor participation, and outcomes are not guaranteed

“They took the pressure off, worked everything out. I would recommend them greatly.”
~ Jackie McNeill

How

JEM Marketing LLC

Succeeded

The Challenge

For Jackie and JEM Marketing, the challenge wasn't just the total debt. It was the weekly MCA remittances that were suffocating their cash flow. By restructuring these payments and slashing weekly obligations by 72.8%, Coastal Debt Resolve gave Jackie the breathing room needed to regain control and ensure his business didn't just survive, but thrived.

Meet the team

Debt Reduction Achieved:
26.4%
A headshot of Nathan Mor, the Director of Settlement Operations at Coastal Debt Resolve.
Nathan Mor
Settlement Advisor Spotlight

Mr. McNeill’s settlement advisor assessed his MCA situation, explained the solution, and developed his action plan. With eight years of experience, Nathan Mor has encountered virtually every MCA debt scenario imaginable. He leverages this deep industry knowledge to quickly assess your unique situation and engineer the best possible path to relief.

“For me, the ultimate reward is seeing a business owner regain control of their operations and chart a clear path toward financial freedom.” ~ Nathan Mor

Account Manager Spotlight

Although a newer face in the debt relief industry, Marco possesses an innate ability to connect with people. This natural rapport allows him to ground clients during high-pressure situations, keeping them calm and consistently focused on the final resolution.

“We’re not here to move money around. We’re a hardship program designed to give you cash-flow relief so your business can stabilize. And I’m here as your dedicated account manager, making sure everything stays organized and on track.” ~ Marco Glave

A headshot of Marco Glave, an MCA debt relief account manager at Coastal Debt Resolve.
Marco Glave
Proof

Settlement Documents

26.4%
Savings
Debt:
$22,091.47
Paid
$11,045.74
a document with black text
View Settlement Document
38.2%
Savings
Debt:
$280,369.00
Paid
$173,000.00
a document with black text
View Settlement Document
8.1%
Savings
Debt:
$209,860.00
Paid
$192,732.48
a document with black text
View Settlement Document

Information About the Settlement Results

“Debt” means the asserted balance or balances included in the calculation. “Paid” means amounts paid or payable under the applicable settlement arrangements and does not necessarily mean that all settlement payments have been completed. “Savings” means the gross difference between those amounts, not net savings after Coastal Debt Resolve fees, authorized third-party fees, taxes, or other costs. If payments remain ongoing, the stated reduction is contingent upon timely completion of the applicable settlement terms.Coastal Debt Resolve is not a law firm and does not provide legal, financial, or professional advice. Services are provided exclusively to businesses, not consumer or personal debt relief. Debt-resolution outcomes are not guaranteed.

Start resolving your MCA debt today with your own dedicated team!

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Frequently asked questions

I’m a real estate flipper with multiple MCAs and multiple properties in progress. How does restructuring help my cash flow?
Real estate flipping relies on timing and liquidity. When high-frequency MCA payments drain your bank account daily or weekly, you can lose the ability to pay contractors or purchase materials, stalling your projects. Our program, as seen with JEM Marketing, focuses on slashing those immediate weekly remittances, in Jackie’s case, by over 72%, so you can keep your projects moving and protect your equity.
How does Coastal Debt Resolve help a construction or contracting business regain control of cash flow?
For contractors, cash flow is the lifeblood of the business. We don't just move money around. We implement a hardship-based restructure. By negotiating settlements and extending payment terms, we can move you from a state of suffocation to stabilization. This allows you to stop worrying about the next withdrawal and start refocusing on your crews, your equipment, and your next contract
Will my vendors or sub-contractors find out that I’m working with a debt relief program?
We understand that reputation is everything in the construction and contracting world. Our process is designed to be discrete. We work directly with your MCA funders to resolve the debt. Our goal is to stabilize your back-end finances so that, outwardly, your business continues to operate smoothly, ensuring your vendors and subs get paid on time and your professional relationships remain intact.
My debt is spread across several different MCA funders. Can you handle complex portfolios?
Yes. Many of our clients, including Jackie McNeill, come to us with multiple positions totaling hundreds of thousands of dollars. Our experienced Settlement Advisors, like Nathan Mor, are experts at navigating stacked MCA scenarios. We work to consolidate the chaos into a single, manageable action plan, negotiating with each funder individually to achieve a global resolution for your business.
How long does it take to see a reduction in my weekly payment amounts?
he goal of our program is immediate relief. As soon as you are enrolled and our team begins the restructuring process, we work to transition your original payment schedule. In the JEM Marketing case, we were able to reduce an $18,228 weekly payment down to just $4,955, providing over $13,000 in weekly savings.

More Success Stories

Electrical Master EDP LLC
Florida electrical company owner Erich Diaz saved $21,986.89 and reduced his weekly MCA withdrawals by approximately 59.9% through Coastal Debt Resolve’s professional settlement strategy.
Blue Mountain Contractors LLC
Utah contractor James Musser worked with Coastal Debt Resolve to address multiple business debt obligations and reduce scheduled weekly cash outflow by approximately 58.8%.
Stinson Brangus Farms LLC
Alabama cattle farm owner James Stinson worked with Coastal Debt Resolve to reduce his scheduled weekly cash outflow by over 62% and negotiate two MCA settlements reflecting a potential gross balance reduction of approximately $83,807 upon timely completion.
Diana's Cleaning Service LLC
Florida cleaning service owner Diana Escobar saved over $17,881.80 on her MCA debt. Coastal Debt Resolve helped save the business and restore her cash flow.
Central Bark LLC
Pennsylvania doggy daycare owner Eleesa Collins saved $19,837.92 and reduced her weekly MCA withdrawals by 80% through Coastal Debt Resolve’s professional settlement strategy.
Music Homes, LLC
Kymerlee Music saved $21,529 and cut her weekly MCA obligations by 81.5%. See how our team provided the cash-flow relief needed to stabilize Music Homes, LLC.
Best Flooring Deal LLC
Best Flooring Deal LLC slashed weekly MCA payments by 73.7% and achieved a 38.5% debt reduction with Coastal Debt Resolve.
DJ & D Professional Services LLC
Michigan cleaning service owner Trudy Holliday restored her company’s cash flow by saving $36,982.03 and reducing weekly MCA withdrawals by over 58% through Coastal Debt Resolve’s expert settlement strategy.
Hedge & Penn Logistics LLC
Virginia logistics owner Bill Hedge saved $13,515.76 and reduced his weekly MCA payments by $2,214.06 through a strategic 15-month settlement program with Coastal Debt Resolve.
Proficient Fabrication and Repairs
Louisiana construction owner Terrance Allen restored his company’s cash flow by saving $10,096.32 and reducing weekly MCA withdrawals through Coastal Debt Resolve’s expert settlement strategy.
Sweeneats Food Delivery Services
New Hampshire food delivery owner Ed Sweeney saved $20,422.56 and reduced his weekly MCA withdrawals by over 57% through Coastal Debt Resolve’s professional settlement strategy.
JEM Marketing LLC
See how Jackie McNeill of JEM Marketing reduced weekly MCA payments by 72.8%, saving $13,272 every week. Real results from a real estate flipping success story.
XLT Construction Inc.
See how XLT Construction saved $1,779.91 per week on MCA payments and reclaimed their cash flow. Read the full-detail Coastal Debt Resolve success story.
IMS Executive Suites, Inc.
See how IMS Executive Suites saved $922.17/week on MCA payments. Coastal Debt Resolve helped them reclaim their cash flow. Read the full case study here.
G&M Fish And Variety LLC
See how G&M Fish saved $22,759.08 with Coastal Debt Resolve. We stopped their daily MCA payments and restored cash flow. Read the full success story here.
Cooper Street Dental LLC
Coastal Debt Resolve helped Cooper Street Dental eliminate daily payments and save $15,399.26. Read the full case study on how we restored their cash flow.

More Resources

Hands holding an open spiral notebook with 'DEBT CONSOLIDATION' written on the page, representing a business owner seeking financial relief where Coastal Debt Resolve represents a solution.A Complete Guide to the Business Debt Consolidation Loan (and Alternatives for MCA Debt)
Hand protecting stacks of coins with a red umbrella beside a sign reading “Why the Term MCA Loan Can Be Misleading,” illustrating the structural differences between merchant cash advances and traditional business loans.Why the Term “MCA Loan” Can Be Misleading: Understanding the Legal and Structural Differences
Business professionals using secure digital authentication with encryption and cybersecurity icons to protect sensitive financial information during the debt relief process at Coastal Debt Resolve.Business Debt Relief Data Security: How We Safeguard Your Financial Information