Alabama Cattle Farming MCA Relief Story

“I wasn't sure what to do until talking with Coastal Debt Resolve. I have a worker every week that calls me, talks to me, helps me, and uplifts me and keeps me going...Just talking with them gave me a sense of relief. I'm proud to be associated with them.”
~ James Stinson

Results Snapshot

Debt Reduction Achieved:
41.1%

$6,036.00

/Week

Previous MCA Payments

$2,269.65

/Week

New Restructured MCA Payments

$3,766.35

Weekly Savings
$203,807.00
Total Original Debt
$120,000.00
Settlement Amount
$83,807.00
Saved
17+
Time In Program:

Information About the Results Snapshot

The figures shown reflect the individual client experience described on this page and are based on client-reported information, applicable program records, and the settlement terms included in the calculation.

 

For purposes of the Results Snapshot:

 

  • “Previous MCA Payments” means the client-reported aggregate weekly MCA payments or withdrawals before enrollment.
  • “New Restructured MCA Payments” means the client’s scheduled weekly contribution to the Coastal Debt Resolve program. It is not necessarily a payment made directly to creditors and may include Coastal Debt Resolve fees, authorized third-party fees, and funds intended for settlements.
  • “Weekly Savings” means the difference in scheduled weekly cash outflow between the client-reported prior MCA payments and the weekly program contribution. It does not represent net economic savings.
  • “Total Original Debt” means the asserted balance or balances included in the settlement calculation and may exclude other enrolled, withdrawn, excluded, or unresolved obligations.
  • “Settlement Amount” means the amount or amounts paid or payable under the negotiated settlement arrangements included in the calculation.
  • “Saved” means the gross difference between the asserted balances and negotiated settlement amounts. It does not represent net savings after Coastal Debt Resolve fees, authorized third-party fees, taxes, or other costs. If payments remain ongoing, the reduction is contingent upon timely completion of the applicable settlement terms.
  • “Time in Program” means the period from enrollment through the date of the Results Snapshot and does not necessarily mean that the program or every enrolled obligation has been completed.

 

This testimonial reflects an individual business experience. Results vary based on individual circumstances and creditor participation, and outcomes are not guaranteed

"I went with Coastal Debt Relief, and it's been a blessing. It's helped me tremendously. [...] Don't get stuck where I was at, borrowing money to pay off other money. Settle your debts. They will help you do it."
~ James Stinson

How

Stinson Brangus Farms LLC

Succeeded

The Challenge

James Stinson needed fast capital to keep up with the rapid, day-to-day demands of his cattle farming operations. Because commercial bank loans took too long to process, he turned to online Merchant Cash Advances (MCAs) as a seemingly quick way to maintain his business operations. However, after anticipated refinancing did not materialize, he found himself struggling to manage three separate MCA agreements. He was using funds from one advance to help satisfy payment obligations under another. Daily payments drained his available cash flow, creating substantial financial pressure for someone who had proudly never missed a bill in his life. He needed a way to break free from the cycle of multiple MCAs, evaluate his available business debt resolution options, and regain operational stability.

Meet the team

Debt Reduction Achieved:
41.1%
~Nathan Mor
Settlement Advisor Spotlight

With eight years of experience, Nathan Mor has encountered many different MCA debt scenarios. He leverages this deep industry knowledge to quickly assess your unique situation and engineer the best possible path forward.

“For me, the ultimate reward is seeing a business owner regain control of their operations and chart a clear path toward financial freedom.”

Account Manager Spotlight

Angie Kelly understands what addressing and resolving financial distress requires. It involves more than just a structured approach, it also requires empathy. With years of experience guiding small business owners through MCA debt, she approaches every case with care, ensuring clients feel heard, respected, and supported throughout the entire process.

“I love the direct impact I have on these small business owners. I help protect what they’ve built and want them to know they are in a safe place here at Coastal Debt Resolve.”

~ Angie Kelly
Proof

Settlement Documents

41.1%
Savings
Debt:
$203,807.00
Paid
$120,000.00
a document with black text

Information About the Settlement Results

“Debt” means the asserted balance or balances included in the calculation. “Paid” means amounts paid or payable under the applicable settlement arrangements and does not necessarily mean that all settlement payments have been completed. “Savings” means the gross difference between those amounts, not net savings after Coastal Debt Resolve fees, authorized third-party fees, taxes, or other costs. If payments remain ongoing, the stated reduction is contingent upon timely completion of the applicable settlement terms.Coastal Debt Resolve is not a law firm and does not provide legal, financial, or professional advice. Services are provided exclusively to businesses, not consumer or personal debt relief. Debt-resolution outcomes are not guaranteed.

Start resolving your MCA debt today with your own dedicated team!

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Frequently asked questions

How much did Stinson Brangus Farms LLC save on their MCA debt?
Two enrolled obligations with combined asserted balances of $203,807.57 are subject to negotiated settlement arrangements totaling $120,000. If all settlement terms are completed timely, the potential gross balance reduction would be $83,807.57, or approximately 41.12%. One additional obligation remains pending and is excluded from these figures.
What were the weekly savings for James Stinson?
Before enrollment, James reported approximately $6,036 in aggregate weekly MCA withdrawals. His weekly Coastal program contribution was established at $2,269.65, a difference in scheduled weekly cash outflow of $3,766.35. The program contribution is not a restructured payment made directly to the MCA creditors and includes program fees, authorized third-party fees, and funds intended for creditor settlements.
How long did the debt settlement process take for this cattle farming company?
This specific resolution for Stinson Brangus Farms LLC was negotiated over 17 months in the program and the settlement payments are ongoing.
Why did James Stinson need MCA relief?
James was managing three separate MCA agreements, and the significant daily payments substantially reduced his available cash flow, creating considerable financial pressure on his business.
Who managed the debt settlement for Stinson Brangus Farms LLC?
The case was led by Settlement Advisor Nathan Mor and Account Manager Angie Kelly.